Wealthify

What Is Wealthify Wealthify is an investment platform that offers passive investment funds. An investment fund typically invests in a mixture of the following assets: a) stocks and shares, b) bonds, and c) cash. Some

What Is Wealthify

Wealthify is an investment platform that offers passive investment funds.

An investment fund typically invests in a mixture of the following assets: a) stocks and shares, b) bonds, and c) cash. Some funds may also add other types of assets, such as property, gold, silver and precious metals into the mix.

Passive investing simply means:

  • Having your investments managed for you without requiring any work, knowledge or experience on your part; and
  • Maximising returns via a long-term ‘buy and hold’ strategy; in other words, holding onto assets with the aim of benefiting from the increase in value over time

Passive investment funds are ideal if you want to invest money in the stock market and/or the bond market but you don’t have the time, patience, knowledge or experience to do so yourself and prefer to have your investment managed for you instead. Funds are also much cheaper to invest in than buying stocks and shares individually, due to economies of scale.

For ourselves, we have spread our money across various types of investments (including property and individual stocks and shares), but passive funds have always remained our core investment, given its low cost, high reward potential and our preference for long-term investing. Our personal favourite platform that we use and highly recommend is Wealthify.

Your Investment Managed For You

Thanks to investment platforms like Wealthify, investment management isn’t just available to the rich, it’s now accessible to everyone for a very low cost!

The platform is primarily designed with beginner investors in mind, but experienced investors can also benefit. Even though we are experienced investors, we appreciate having passive funds sitting at the core of our investment portfolio and growing in the background.

Wealthify offers several investment plans:

  • Cautious
  • Tentative
  • Confident
  • Ambitious
  • Adventurous

Each plan is a fund that contains different ratios of stocks and shares, bonds and cash in accordance to risk tolerance. Simply choose an investment plan that suits your risk tolerance and Wealthify will do all of the hard work on your behalf!

What we really like most about Wealthify is that it aims to make investing easy to understand and accessible for all. If you cannot decide which investment plan would suit you, Wealthify is there to advise you!

When you go to sign up for a new account, you will first be presented with a projection calculator that works out the estimated long-term value of your investment plan. You can change the investment details to suit your preference.

You will then be asked to fill in your information, including your risk tolerance. Based on your information, Wealthify will advise you as to which choice of investment plans would be suitable for your budget, risk tolerance and investment experience. Once you have selected a suitable plan and made an investment, your job is now complete! Wealthify will do all of the hard work for you from this point onwards! It will manage your investment to adapt to the ever-changing economy, with the aim of increasing your money over time!

The platform also offers you the option to invest within a general investment account or within Stocks & Shares ISA, in which you can invest up to £20,000 tax-free per tax year; in other words, you will pay no tax on the increase in value of your investment!

Wealthify is perhaps one of the most cost-effective investment platforms available and their customer service and mobile app is top-notch!

So if you’re a beginner investor and/or looking for a low cost, ‘managed-for-you’ investment approach, Wealthify is definitely our top pick!

And of course….. we have an amazing offer for all of our members!

Offer 1: Receive £25 In Cash!

That’s already a 5% GUARANTEED return on your investment!

(£25 cash bonus ÷ £500 investment) x 100 = 5% guaranteed return on investment!

And if you combine that with the returns you will be earning from your investment plan, you can potentially end up with a much higher total return on your investment!

For example, if you were to invest £500 in the Adventurous Plan, which returns an estimated average of 17% on investment; when combined with the £25 cash bonus, you can expect to earn an estimated total average of 22% return on your investment!

£25 Cash Bonus Instructions

To receive your £25 cash bonus, simply:

  • Click ‘Sign Up To Wealthify’ below where you will be taken to their website
  • On the Wealthify website, sign up for a new account by entering your information
  • Once the signup is complete, deposit and invest a minimum of £500. You need to invest the minimum £500 within 6 months of opening your new account, otherwise you will not be eligible to receive your £25 bonus. You can choose to invest £500 in any investment plan, or spread that investment across several plans. Any money that you have deposited but not yet placed in any investment will not count towards the minimum £500
  • Once you have invested at least £500 within the 6 months, email us at mb@worthabet.club so that we can help you to confirm that your account is eligible for the £25 bonus – see Bonus Email Instructions 1 below
  • Your money needs to remain invested for at least 3 months

Once you have satisfied above criteria, you will then receive the £25 bonus in your first investment plan after a few weeks, which you can choose to leave there to increase in value over time, or you can withdraw it to your bank account!

Don’t forget, when you receive the £25 cash bonus in your investment plan, you will also be earning a return on that cash bonus in addition to your own money! So if you invested £500 in the Adventurous Plan and receive the £25 bonus in your plan 3 months later, you will be earning an estimated average of 17% on the total £525 (rather than just on the £500), increasing the value of your investment even further over the long-term!

Bonus Email Instructions 1
To help you confirm that your account is eligible for the £25 cash bonus, please email us with the following information:

  • Email subject: Wealthify £25 bonus confirmation
  • Your full name
  • Confirm that you have invested a minimum of £500 within 6 months of opening your account
  • The email that you used to sign up for your Wealthify account
  • The date that you signed up for the account

Wait….. that’s not all, because we have another guaranteed bonus offer!

Offer 2: Receive An Extra £5 In Cash!

We want to give extra value to all of our members and so we will personally offer you an extra £5 in cash! That’s an extra 1% GUARANTEED return on your investment in addition to the returns you are already getting!

For example, if you are investing £500 in the Adventurous Plan, you will be getting:

 £25 bonus (5% guaranteed return) + £5 extra bonus (1% guaranteed return) + 17% estimated average return
= 23% estimated total average return!

£5 Cash Bonus Instructions

To receive your extra £5 cash bonus, simply:

  • Follow the £25 Cash Bonus Instructions and Bonus Email Instructions 1 above
  • Keep £500 invested for at least 4 months. After 4 months, email us at mb@worthabet.club to claim your £5 bonus – see Bonus Email Instructions 2 below

So if you invest £500 for a minimum of 4 months, not only will you receive the £25 cash bonus in your investment plan, you will also receive the extra £5 cash bonus from us! You will be eligible to claim the additional £5 bonus after you have received the initial £25 bonus.

Bonus Email Instructions 2
To claim your extra £5 cash bonus, please email us with the following information:

  • Email subject: Wealthify £5 bonus claim
  • Your full name
  • Confirm that you have invested a minimum of £500 within 6 months of opening your account
  • Confirm that you have invested this amount for at least 4 months
  • The email that you used to sign up for your Wealthify account
  • The date that you signed up for the account
  • Screenshot of the £25 cash bonus received in your account (from the Transactions section)

Once you have satisfied above criteria, we will request for your payment details and send you the £5 bonus in due course.

If you have any issues, feel free to email us and we will be happy to help! To enable us to identify your account, please follow the same email instructions above. Please note that we do not provide investment advice, in which case, we recommend that you seek advice from a financial advisor.

Please also note that the cash bonuses and investment information are correct at the time of writing but may change in the future.

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